Credit Analyst

We are financial professionals who assess the creditworthiness of securities, individuals, or companies. Credit analysts determine the likelihood that a borrower can repay their financial obligations by reviewing the borrower’s financial and credit history and determining whether the state of the subject’s financial health and the economic conditions are favorable to repayment.

We interpret financial statements and use ratios when analyzing the fiduciary behavior and history of a potential borrower. We analyze whether the borrower has adequate cash flows by comparing ratios with industry data benchmarks.